8Relying Too Much on Card Payments

Yes, many places in Europe accept cards—but not all. Small bakeries, farmer’s markets, and even some family-run restaurants may only take cash or have a minimum spend.

What to do instead: Always carry a bit of local currency. Even €20 or its equivalent can cover tips, snacks, or emergencies. Also, avoid using exchange kiosks at airports or tourist spots unless absolutely necessary—they usually offer poor conversion rates.